sprint10+11: AI permission filter + API token scopes + merge check + owner transfer service + auto-transfer on deactivation

app/main.py

@@ -61,6 +61,7 @@ from app.routes import (
     saved_views,
     webhooks,
     backups,
+    owner_transfer,
 )
 
 
@@ -396,6 +397,7 @@ def create_app() -> FastAPI:
     app.include_router(bank_accounts.router)
     app.include_router(audit.router)
     app.include_router(backups.router)
+    app.include_router(owner_transfer.router)
     app.include_router(custom_field_definitions.router)
     app.include_router(custom_fields.router)
     app.include_router(saved_filters.router)